Affordable Care Act

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Open Enrollment is starting this week for Affordable Care Act health insurance plans, and enrollment for Medicare opened a couple of weeks ago. Today, we talk with a health care navigator about what has changed and what hasn’t since what’s known as “Obamacare” has come in the crosshairs of our current president.

We’ll find out whether or not recent executive orders impact Florida health insurance plans and learn how to overcome some of the roadblocks you may encounter as you try to enroll.

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Open enrollment for 2018 health coverage begins in about one month, but as happened last year, rumors have already begun circulating about astronomical premium increases.

Most Floridians never saw their deductibles go up as projected last year, and several saw them actually decrease in spite of the frightening headlines. That’s because most of the quoted hikes were covered by the healthcare exchange in the end. But, now, a new batch of ominous rumors is going around.

In Jacksonville Wednesday, Florida Governor Rick Scott said Congress should “do their job” and repeal the Affordable Care Act. But he said lawmakers must first craft something to replace it.


Photo: Sen. Mitch McConnell's office via Facebook

The U.S. Senate could vote by July on a bill that promises sweeping changes to health care in America. The Better Care Reconciliation Act, a replacement for the Affordable Care Act (often called Obamacare), promises to reduce the federal deficit by hundreds of billions of dollars. It could also strip healthcare from 15 million Americans by 2018. Other proposed cuts to Medicaid likely see that number grow.

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The deadline to sign up for health insurance under the Affordable Care Act is Thursday, Dec 15. To date, 1.6 million Floridians have coverage under marketplace plans, but that doesn't mean Florida's healthcare marketplace is without problems: major health insurance companies have left the state's marketplace, insurance buyers have endured fluctuating premium prices, and the program faces an incoming president who has vowed to "repeal Obamacare." Questions about insurance bought under the ACA abound.

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