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Feds give local communities a 30-day reprieve on national flood insurance discount decision

A flooded neighborhood in the Harlem Heights neighborhood in Fort Myers. Numerous blocks there remain flooded six days after Hurricane Ian made landfall in Southwest Florida. 10/04/22
Tara Calligan-WGCU
A flooded neighborhood in the Harlem Heights neighborhood in Fort Myers. Numerous blocks there remain flooded six days after Hurricane Ian made landfall in Southwest Florida. Fort Myers residents were not among those in Lee County who are in danger of losing National Flood Insurance Program discounts. The communities affected — unincorporated Lee County, Estero, Fort Myers Beach, Cape Coral and Bonita Springs — have been given a 30-day pause on a possible discount retrograde by FEMA to allow for the collection of information.

Municipalities across Lee County are being given a 30-day reprieve to provide the federal government with the necessary documentation it needs to maintain good standing in the National Flood Insurance Program, WGCU has confirmed from sources with the Federal Emergency Management Agency.

Government leaders in unincorporated Lee County, Fort Myers Beach, Cape Coral, Bonita Springs and Estero learned recently they were being severely down-graded and some 116,000 national flood insurance holders would no longer qualify ANY discounts from the program.

This would have an economic impact of tens of millions of dollars. If not corrected, the communities affected could be removed from the program.

To maintain good standing and be eligible for discounts — all local communities were receiving 25 percent discounts on premiums, while Estero policy holders were receiving 20 percent — communities each year have to prove to the government that it is going above and beyond minimum-federal flood standards.

In the local Lee cases, FEMA raised concerns that the governments had not taken the necessary measures to ensure residents severely impacted by Hurricane Ian were not rebuilding at ground level.

Betsy Clayton, a spokesperson for Lee County said the government is working on a web-page that will keep the community up-to-date on how it is coming along with collecting the necessary information for the federal government.

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