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Disaster relief for Florida small businesses, private nonprofits affected by frost, freeze
By WGCU Staff
March 10, 2026 at 9:55 AM EDT
Low interest federal disaster loans are available for small businesses and private nonprofit organizations in Florida who sustained economic losses caused by frost and freeze occurring Jan. 23 - Feb. 5.
The loans, via the U.S. Small Business Administration, may be used to pay fixed debts, payroll, accounts payable, and other bills not paid due to the disaster.
“Through a declaration by the U.S. Secretary of Agriculture, SBA provides critical financial assistance to help communities recover,” said Chris Stallings, associate administrator of the Office of Disaster Recovery and Resilience at the SBA. “We’re pleased to offer loans to small businesses and private nonprofits impacted by these disasters.”
The disaster declaration covers the Florida counties of Alachua, Bradford, Broward, Charlotte, Citrus, Clay, Collier, Columbia, Desoto, Dixie, Flagler, Gadsden, Gilchrist, Glades, Hamilton, Hardee, Hendry, Highlands, Indian River, Jefferson, Lafayette, Lee, Leon, Levy, Liberty, Madison, Marion, Martin, Okeechobee, Osceola, Palm Beach, Polk, Putnam, St. Johns, St. Lucie, Suwannee, Taylor, Volusia and Wakulla as well as the Georgia counties of Brooks, Grady, Lowndes and Thomas.
Under this declaration, the SBA’s Economic Injury Disaster Loan program is available to eligible small businesses, small agricultural cooperatives, nurseries, and PNPs with financial losses directly related to this disaster. The SBA is unable to provide disaster loans to agricultural producers, farmers, or ranchers, except for aquaculture enterprises.
EIDLs are available for working capital needs caused by the disaster and are available even if the small business or PNP did not suffer any physical damage. The loans may be used to pay fixed debts, payroll, accounts payable, and other bills not paid due to the disaster.
Loan amounts can be up to $2 million, with interest rates as low as 4 percent for small businesses and 3.625 percent for private nonprofits, and terms of up to 30 years. Interest does not accrue and payments are not due until 12 months after the date of the first loan disbursement. Loan amounts and terms are determined by the SBA based on each applicant’s financial condition.
Applicants may apply online at sba.gov/disaster. For additional information about SBA disaster assistance, applicants may call the SBA Customer Service Center at 800-659-2955 or email disastercustomerservice@sba.gov. Individuals who are deaf, hard of hearing, or have a speech disability may dial 7-1-1 to access telecommunications relay services.
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The loans, via the U.S. Small Business Administration, may be used to pay fixed debts, payroll, accounts payable, and other bills not paid due to the disaster.
“Through a declaration by the U.S. Secretary of Agriculture, SBA provides critical financial assistance to help communities recover,” said Chris Stallings, associate administrator of the Office of Disaster Recovery and Resilience at the SBA. “We’re pleased to offer loans to small businesses and private nonprofits impacted by these disasters.”
The disaster declaration covers the Florida counties of Alachua, Bradford, Broward, Charlotte, Citrus, Clay, Collier, Columbia, Desoto, Dixie, Flagler, Gadsden, Gilchrist, Glades, Hamilton, Hardee, Hendry, Highlands, Indian River, Jefferson, Lafayette, Lee, Leon, Levy, Liberty, Madison, Marion, Martin, Okeechobee, Osceola, Palm Beach, Polk, Putnam, St. Johns, St. Lucie, Suwannee, Taylor, Volusia and Wakulla as well as the Georgia counties of Brooks, Grady, Lowndes and Thomas.
Under this declaration, the SBA’s Economic Injury Disaster Loan program is available to eligible small businesses, small agricultural cooperatives, nurseries, and PNPs with financial losses directly related to this disaster. The SBA is unable to provide disaster loans to agricultural producers, farmers, or ranchers, except for aquaculture enterprises.
EIDLs are available for working capital needs caused by the disaster and are available even if the small business or PNP did not suffer any physical damage. The loans may be used to pay fixed debts, payroll, accounts payable, and other bills not paid due to the disaster.
Loan amounts can be up to $2 million, with interest rates as low as 4 percent for small businesses and 3.625 percent for private nonprofits, and terms of up to 30 years. Interest does not accrue and payments are not due until 12 months after the date of the first loan disbursement. Loan amounts and terms are determined by the SBA based on each applicant’s financial condition.
Applicants may apply online at sba.gov/disaster. For additional information about SBA disaster assistance, applicants may call the SBA Customer Service Center at 800-659-2955 or email disastercustomerservice@sba.gov. Individuals who are deaf, hard of hearing, or have a speech disability may dial 7-1-1 to access telecommunications relay services.
WGCU is your trusted source for news and information in Southwest Florida. We are a nonprofit public service, and your support is more critical than ever. Keep public media strong and donate now. Thank you.