PBS and NPR for Southwest Florida
Play Live Radio
Next Up:
0:00 0:00
Available On Air Stations

$5M awarded to help homeowners in six hurricane-hit counties pay their insurance deductibles

Wooden structure of a single-story house under construction, with the Habitat for Humanity of Lee and Hendry Counties logo in the center of the image.

The Florida Housing Finance Corporation is awarding $5 million to local housing partners to help Floridians impacted by Hurricane Ian pay their home insurance deductibles in the six hardest hit counties.

Funding assistance is available to individuals, families, and seniors living in Charlotte, Collier, DeSoto, Hardee, Lee, and Sarasota counties who apply and qualify through Florida Housing’s local housing partners.

Homeowners are encouraged to contact their local Housing Initiatives Partnership program office directly for more information: Local Government Information (floridahousing.org).

As the state’s housing finance agency, Florida Housing annually receives funding from the Legislature for the State Housing Initiatives Partnership program, of which $5 million is set aside to be used in the event of a natural disaster.

This year, the disaster funds have been allocated to assist Floridians who are low to moderate income, live in one of the six counties hardest hit by Hurricane Ian and cannot afford to pay their insurance deductibles.

Florida Housing is also working to compile information on disaster relief resources. The following are possible resources for families affected by Hurricane Ian:

  • Individuals that have been displaced from their homes are encouraged to visit www.FloridaHousingSearch.org. This free, statewide search platform is constantly being updated to ensure all listings are accurate and can help quickly locate an affordable rental property. If you do not have Internet access, you may also call the following toll-free number for assistance in conducting a search: 1-877-428-8844.
  • If your home sustained damage as a result of the storm, your local State Housing Initiatives Partnership (SHIP) program office may have recovery assistance available to help with temporary relocation, rental assistance, debris removal and/or home repairs. Please contact your local SHIP office directly for more information: Local Government Information (floridahousing.org)
  • Florida residents can apply for federal assistance to help with disaster-related expenses, including temporary lodging. For more information please visit www.DisasterAssistance.gov, call 800-621-FEMA (3362) or use the FEMA App.
  • Freddie Mac, Fannie Mae, and Federal Housing Administration loans (FHA) back the majority of U.S. mortgages – and each has some kind of program to help homeowners struggling to pay their monthly mortgage payment after a disaster. Disaster relief options are offered to homeowners in declared major disaster areas. However, even homeowners outside those areas may have options if their home incurred a disaster-related loss that impacts their ability to make a mortgage payment. Foreclosure and other legal proceedings are also suspended while homeowners are on a forbearance plan. Click here to learn more.
  • Operation Blue Roof: Operated by the U.S. Army Corps of Engineers, Operation Blue Roof provides homeowners and permanently occupied rental properties in disaster areas with fiber-reinforced sheeting to cover their damaged roofs until arrangements can be made for permanent repairs.
  • If you own a private business that has been impacted, please visit www.FloridaDisaster.biz/.

For more information about Florida Housing Finance Corporation and disaster relief resources, please visit Disaster Relief Resources and Information (floridahousing.org).

WGCU is your trusted source for news and information in Southwest Florida. We are a nonprofit public service, and your support is more critical than ever. Keep public media strong and donate now. Thank you.